Is there any we can manually provide all stocks, mutual funds, and cash data? Personal Capital has a unique feature for its clients: the Recession Simulator, which shows the effect historical recessions would have had on their investments. Betterment vs. Plus a Google Finance portfolio web page that includes a "cash" line I put in by hand. Personal Capital’s management fees are significantly higher than pure robo-advisor platforms such as Wealthfront and Betterment – 0.89% annually for clients with less than $1 million in assets under management, compared with 0.25% to 0.35% at the typical robo-advisor. Press question mark to learn the rest of the keyboard shortcuts. I've seen Personal Capital mentioned on this sub multiple times and after my initial research, it looks like one of the better free management/tracking tools. Yes, Personal Capital is generally safe to use. All of the services I've just described are completely free, but Personal Capital does offer an optional asset management service. Any feedback or advice is appreciated! We are Personal Capital's Engineering team. Are there any alternate application which takes all information manually recorded? Other. One of the questions that often comes up is how does Personal Capital make money given it has the best FREE financial tools on the web to manage your net worth, optimize your investments, and plan for your retirement. Am I able to see more than 3 months of data in Personal Capital after I first link my account? Personal Capital uses bank-level, military-grade encryption to keep client information safe and secure. You may arrive at different decisions, and that’s perfectly cool. The short answer to this question is YES. I only have one CC that it doesn't work well with. Your money is not at risk when you link your accounts, as Personal Capital is read-only and no one can move your funds. The company’s CEO, Bill Harris, co-founded PassMark Security. I accidentally deleted an account. Your tier is determined by your investable asset reserve: Investment Service ($100,000 to $200,000 in Investable Assets). I know it's not ultra FIRE mindset but meh, as long as I'm putting away a decent chunk into my savings / retirement funds each month im far better off than a lot of people. I don’t “trust” any organization. First up, there's the plain ol' portfolio view: I've been a user of Personal Capital's free financial tools since 2012 and love their product. Is Personal Capital Safe? I have Quicken on my laptop and use it to pull transactions from all my banks and brokers. We wouldn’t trust our savings to just anyone—and we don’t expect you to, either. The thoroughness with which Personal… The thoroughness with which Personal Capital helps you understand personal finances and investing for retirement is so above and beyond anything else I have used. New comments cannot be posted and votes cannot be cast, More posts from the PersonalCapital community. For that, I'd use something like You Need a Budget. Honestly, a homemade Google spreadsheet that dynamically reads NAVs does the trick for me. You can enter individual stocks in PC by adding a manual account (the type must be manual investment account). Personal Capital’s encryption is rated A+ by the world-renowned Qualys SSL Labs, a stronger rating than most major banks or brokerages. It's a great tool to analyze your investments and budgets. I signed up and linked all my accounts earlier this year, then thought about one site holding the passwords to every account I have. I’d never heard of Personal Capital when a recruiter called me about the role last December based on my work launching Virgin America. Clients must have at least $100,000 in investment assets and will be charged one all-inclusive annual management fee based on the size of their portfolio. 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